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Let's See If You Qualify

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Are You Healthy?

One of the ways that the America's Benefits Consortium healthcare plans are able to provide higher quality care at a significantly lower price is because the Enhanced and Premier Open Access plans have a 24 month look-back on the medical cost share portion of the benefits for all preexisting conditions with the exception of the following chronic conditions:

  • Diabetes

  • Hypertension

  • High Cholesterol

 (If you have not been hospitalized for these conditions in the past 12 months)

If you currently have or have had a serious pre-existing health condition (in the last 24 months), we would NOT recommend enrolling in this plan due to the limitations of the medical cost share payout for pre-existing conditions.

If you currently do not have any serious pre-existing conditions, and contract a serious condition after you are enrolled in either the Enhanced Plan or the Premier Open Access Plan then all the plan provisions are paid fully per the benefits summary for each member.

So, if you are healthy currently, this may very likely be your best cost-to-quality value for a healthcare plan.


See the plan provisions and member guide for details.

DISCLAIMER:  If you or a family member have a pre-existing condition other than the excepted conditions listed, and that condition is of a potentially serious nature, it is recommended that you do not enroll in the America's Benefits Consortium plans.  Instead, you may want to shop the individual marketplace to acquire an ACA compliant plan that offers no restriction to pre-existing condition coverage.  If you would like to evaluate coverage options on the individual market place, click the button below.

Are you under 65 and
not enrolled in Medicare?

All of the healthcare plans do not allow individuals to enroll who are over the age of 65 and/or enrolled in Medicare.


If you not yet 65 and not enrolled than you can be enrolled in any of the plans up until you reach age 65 or become enrolled in Medicare.


If you need a Medicare resource please contact us for a referral in your area.

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